Welcome to a brand new collection right here at Fintech Nexus. We publish dozens of articles each month and I all the time suppose it’s attention-grabbing to see what catches our viewers’s consideration. So, right here we’ve the highest 10 most considered articles from our web site in January.
- The Way forward for On Demand Pay and Earned Wage Entry – This was a visitor put up from Jason Lee, the co-founder of DailyPay, the main earned wage entry platform. He makes the case that earned wages are staff’ cash and needs to be tracked fastidiously. He launched his new firm, Salt Labs, additionally focused at employees however on financial savings relatively than spending.
- Shopper lending fintech leaders look forward to 2024 – I interviewed the CEOs of a number of client fintech lenders to get their ideas on 2024. These main execs answered three questions round new initiatives, the impression of excessive rates of interest and the highest difficulty for the business in 2024.
- Will Embedded Finance Make Software program Corporations the New Group Banks? – This visitor put up is by Luke Voiles, the CEO of Pipe (search for my podcast with Luke popping out subsequent week) and he talked in regards to the altering small enterprise panorama. Vertical SaaS firms know their small enterprise clients higher than any neighborhood financial institution which suggests they’re effectively positioned to supply value environment friendly entry to capital.
- Plaid is In every single place in Fintech In the present day – I chatted with Eric Sager, the COO of Plaid, and requested him a bunch of questions on Plaid’s position in monetary providers right now. Plaid has come a protracted since launching its financial institution connectivity platform and now have providers overlaying lending, fraud, real-time funds, information possession and extra.
- The API Financial system’s Influence on Banking Operations – My piece on Plaid arrange completely for an additional visitor put up, this one on the API financial system that has been created in monetary providers, courtesy of Plaid and others. It supplies banks and fintechs the chance to essentially enhance the client expertise throughout many merchandise.
- Goldman bids farewell to client banking push – This text was from again in July and has been in our high 10 checklist ever since. Whereas Goldman actually has given up on turning into a client financial institution they’re nonetheless an organization that individuals listen and search loads on Google (which is why it’s nonetheless within the high 10 six months later).
- 2024 Replace on Silicon Valley Financial institution: Fintech Focus Persists Whereas Competitors Heats Up – That is from a brand new author for us, Katherine Heires, who did a deep dive into SVB and the state of their enterprise debt enterprise right now. She discovered a wholesome financial institution that operates in a extra aggressive market right now that in earlier years.
- Steve Allocca, Managing Director, US & President of Funding Circle on small enterprise lending – My podcast with Steve Allocca, the pinnacle of Funding Circle US, continues to get stable curiosity because it was revealed in early January. Steve has deep historical past in fintech and has extra experience on small enterprise lending than simply about anyone.
- LatAm fintechs count on extra benign situations in 2024 – From our Argentina-based correspondent, David Feliba, he offered commentary from a number of the main fintechs within the area. After enduring a few difficult years most count on higher financial situations throughout Latin America in 2024.
- Siddhartha Jajodia, U.S. CEO and Chief Banking Officer of Revolut on creating a worldwide digital financial institution – Sneaking into the highest 10 is my December interview with Sid Jajodia, the CEO of Revolut US. Revolut might be the main world digital financial institution and they’re severe in regards to the US market.