21 platforms at the moment are licensed to function beneath the European Crowdfunding Service Suppliers Regulation (ECSPR), the brand new EU-wide guidelines set to harmonise the business throughout the bloc.
The most recent corporations to realize permissions are Evenfi Fintech, primarily based in Spain; Bolero Crowdfunding, Belgium; Sweden’s SaveLend; Soul Make investments, France; and Urbanitae Actual Property Platform, additionally primarily based in Spain.
The brand new regulation permits P2P and crowdfunding platforms to function in the entire 27 European member states and to hold out cross-border transactions.
Learn extra: Extra crowdfunding corporations authorised beneath new EU guidelines
As of October 2022, simply 4 platforms have been authorised beneath ECSP rules: Lendahand, Crowdcube, CrowdedHero and Villyz.
UK-based Crowdcube grew to become the primary EU licence holder by way of its Spanish subsidiary Crowdcube Europe. Since acquiring the licence, the corporate has already expanded into France, the Netherlands, Belgium and Scandinavia, and it has funded greater than 20 offers.
Learn extra: Europe prepares for inflow of newly licensed P2P and crowdfunding corporations
Some platforms provide on-line lending, another authorised securities (like fairness), and a few provide each.
Geographically, the Netherlands has essentially the most lenders, with seven platforms authorised beneath ECSPR. Spain has 5 platforms, France has 4.
The total listing of authorised platforms is right here:
- Beefordeal – France
- Crowdcube – Spain
- CrowdedHero – Latvia
- Enerfip – France
- Evenfi Fintech – Spain
- Fellow Funders – Spain
- Fundeen Platform, Sociedad Limitada – Spain
- Horeca Crowdfunding Nederland – Netherlands
- Kapitaal Op Maat – Netherlands
- KBC Financial institution (Bolero Crowdfunding) – Belgium
- LendaHand – Netherlands
- NLInvesteert – Netherlands
- Oneplanetcrowd Worldwide – Netherlands
- SBL (SaveLend) – Sweden
- SeedBlink Crowd – Romania
- Soul Make investments – France
- Spreds – Belgium
- Urbanitae Actual Property Platform – Spain
- Villyz – France
- Wefunder EU – Netherlands
- ZIB Investments – Netherlands