transactions – Haircomb liquidity stack

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I do not perceive among the particulars of how stacks work in Haircomb cryptocurrency. Within the documentation it says that stack is a assemble, and “Constructs are saved off-chain in your pockets”.

Is the stack object presupposed to be created on the payer’s or the payee’s machine?

What occurs once I ship funds to a multipay stack which was created on one other machine which is presently offline? Does it imply that every one the funds which are outlined by the stack is not going to occur till that machine is again on-line?

I’ve additionally seen in a dialogue:

“Provided that the quantity on the liquidity stack enter reaches the stack
inner threshold, the observer considers that liquidity stack as
triggered. After triggering, the edge quantity is moved to stack
output, and a stack transaction connects the liquidity stack to
liquidity stack change. If customers did not honor this rule then Haircomb
could not operate as a foreign money. That is why all person do honor the
rule.”

I did not perceive some particulars on this rationalization.
How is the stack in a position to implement the switch of the enter funds to 2 addresses? I assumed that in Haircomb we are able to solely don’t have any a couple of directed edge popping out of an tackle.

I didn’t perceive who “the observer” who decides when the stack ought to set off is, and I didn’t perceive the assertion “all customers do honor the rule.” Does it imply that every one customers can see that the stack splits the enter accurately? Does it not require that they may see the enter quantity (which needs to be hidden from most customers)?
Or does it solely check with the person who owns the stack object? If that’s the case, why ought to all of us belief him?

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